Seller and buyer guide for agents

If the customer has a job, they should prepare the following documentation for the loan application process:

• Last two W-2s
• Last two bank statements
• Last two pay stubs
• State-issued ID

This ensures we can verify their income, assets, and identity to process the loan efficiently.

If the applicant is self-employed, they should prepare the following documentation for the loan application process:

• Last two years of tax returns
• Last two bank statements
• State-issued ID

This helps verify their income, assets, and identity for the loan application.dd an answer to this item.

We can typically pre-approve someone within **15 minutes** after they’ve submitted all required documents and completed their application. Once approved, we will issue an official pre-approval letter for their convenience.

We will communicate with you and your customer every step of the way during the loan process, ensuring everyone stays informed. Additionally, we’ll send your client a custom process video that includes your information, adding a personal touch and enhancing the experience.

We will provide a detailed Loan Estimate, including closing costs, within 3 business days of receiving the completed loan application. This ensures your buyers have a clear understanding.

We can close in as little as a week if the client provides all documents as needed! We’ve saved countless deals because of our ability to move quickly and efficiently.

We offer competitive interest rates across all loan types. Our focus on high loan volume allows us to provide better rates, and when compared with retail banks, we consistently come out ahead every time.